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Calculators

AbacusWhether you are planning for retirement, about to send your child off to college or looking for a new home loan, these calculators can help you get a good grasp on your financial situation.


Just click on the link below for the calculator you are interested in working with and it will open for you. Then just fill in the information you are asked for and you will get your answer.


There are over one hundred calculators listed, so take a minute and look around. We hope these calculators will be of great use and beneficial to you. Should you have questions about the results or want more information on how we can help you, just let us know.






Cash Flow Calculators
College Calculators
Inflations impact my standard of living?

How much should I be saving for college?
How much am I spending?

Will I be able to pay back my student loans?
How much do I need for emergencies?

Advantages of the Coverdell ESA.
Pay down debt or invest more?

Advantages of a 529 College Savings Plan
How long will my money last?

The value of a college education?
Should my spouse enter the work force?

Payments on a parental loan?
My current net worth?

Live on campus, off campus or at home?
What is my projected net worth?


What is my current cash flow?


What is my projected cash flow?


Value of reducing or foregoing expenses.


Historical inflation - Purchasing power










Credit Calculators


Home & Mortgage Calculators
How long to pay off my credit card(s)?

How much home can I afford?
How long until my loan is paid off?

Refinance my home mortgage?
What would my loan payments be?

Comprehensive mortgage calculator
What is the balance on my loan?

Comparing mortgage terms.
Consolidate my personal debt?

Pay discount points for a lower rate?
Re-structuring debts for accelerated payoff

Rent or buy a home?
Cash up front versus payments over time?

Convert to a bi-weekly payment schedule?
The impact of extra debt payments?

Compare a 'no-cost' versus traditional mortgage
Pay off debts or invest the money?

Tax savings generated by my mortgage?


Fixed or adjustable-rate mortgage?


Adjustable rate mortgage calculator


Closing costs impact on the interest rate?


Interest-only versus traditional mortgage








Taxation Calculators
Insurance Calculators
What is my potential estate tax liability?

How much life insurance do I need?
2009 federal income tax estimator

What is my life expectancy?
Should I adjust my payroll withholdings?

My needs for burial and final expenses?
Will my investment interest be deductible?

How much disability income insurance?
How much self-employment tax will I pay?

What are the chances of becoming disabled?
Capital gains (and losses) tax estimator

What are my long-term care insurance needs?
Taxable, tax-deferred, and tax-free growth

How much will I earn in my lifetime?
How much of social security may be taxable?

What are the tax advantages of an annuity?
The tax implications of paying interest

How long will my life insurance proceeds last?
Itemize or take the standard deduction?

What is the future value of an annuity?
What is my taxable-equivalent yield?

Comprehensive or high-deductible plan w/ HSA?
2008 tax refund estimator


Tax Freedom Day










Paycheck & Benefits Calculators
Qualified Plans Calculators
My company bonus - net after taxes?

Evaluate my company pension payout options
Payroll adjustments effect on take-home pay?

How much can I contribute to an IRA?
Convert salary to an hourly wage.

How much retirement income from IRA?
Convert hourly wage to salary.

Should I convert to a Roth IRA?
Future value of my employee stock options?

Qualified plan worth at retirement?
Use my "in-the-money" stock options?

Current year required minimum distribution?
What may my 401(k) be worth?

My projected required minimum distributions?
Increasing my 401(k) contribution?

What are my lump sum distribution options?
What may my 457 Plan be worth?

Maximize my employer 401(k) match?
Increasing my 457 Plan contribution?

Borrowing from my 401(k) plan?


Impact of early withdrawal from my 401(k)?


Self-employed retirement plan contributions?


Net Unrealized Appreciation (NUA) vs. IRA Rollover?








Retirement Calculators
Saving Calculators
How will retirement impact my living expenses?

Becoming a millionaire
How much will I need to save for retirement?

Income generated by a savings plan.
Are my current retirement savings sufficient?

How long will it take to double my money?
Social Security retirement income estimator

How long until my savings reach my goal?
Inflations impact on retirement income needs?

Save now vs. save later
I'm retired, how long will my savings last?

How much should I save to reach my goal?
When should I begin saving for retirement?

What will my current savings grow to?
Convert discretionary expenses to savings?

Calculate rate of return
How much retirement income from 401(k)?

How do taxes and inflation impact my return?

Compare a Roth 401(k) to a Traditional 401(K)



What is my effective annual yield?






Investment Calculators
Auto Calculators
How should I allocate my assets?

Should I lease or purchase an auto?
Compare taxable / tax-free investment return

Auto purchase: loan versus 0% dealer financing?
What is the value of a bond?

What would my auto payments be?
Return on my real estate investment?

Should I upgrade to a more fuel efficient vehicle?
What is the value of compound interest?

Auto loan: Accelerated payoff
What is the value of a call or put option?

How much vehicle can I afford?
Taxable vs. tax-advantaged saving comparison.


What is my risk tolerance?


The long-term impact of increased return?


Certificate of Deposit (CD) analyzer


What is the dividend yield on a stock?


How do expenses impact mutual fund returns?


Certificate of Deposit (CD) laddering strategy










Business Calculators
Custom Calculators
Tax savings of a qualified retirement/cafeteria plan

Estimate your credit score
 

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